adiraku – Kredit & Pinjaman download for android 8.1 (Oreo)

adiraku, Adira Finance's mobile application for customers and the people of Indonesia, with a vision to provide a variety of innovative and practical financial solutions for the lives of the Indonesian people.

Through Adiraku, Adira Finance seeks to connect more closely with customers throughout Indonesia without being limited by distance and time.

Want to know what's in my brother?

Automotive and Electronic Credit
Loans for new cars, used cars, new or used motorbikes, electronic goods (TV, air conditioner, refrigerator, washing machine), furniture (spring beds, sofas, cupboards, tables), cellphones to bicycles are easier through the Adiraku application. Immediately apply for credit with conventional or Sharia schemes with the best promos. You can get your dream vehicle and goods easily, quickly, with the best prices and installments.

Multipurpose Fund Loans
Needs for home renovations, children's education costs, increasing business capital to additional funds for tourism can be submitted in the Adiraku application. With a motorbike or car BPKB guarantee, get a loan with competitive interest and a fast process. At Adira Finance, guarantee security is our priority, so don't hesitate to apply for a loan at Adira Finance.

General provisions for car loans, motorcycles, electronics & furniture as well as multipurpose loan funds
1. Financing value
◾ Motorcycle Loans: IDR 5,000,000 - IDR
2,000,000,000 ◾ Car Loans: IDR 50,000,000 – IDR 2,000,000,000
◾ Electronics & Furniture Loans : IDR 1,500,000 - IDR 50,000,000
◾ Multipurpose Fund Loans: IDR 3,000,000 - IDR 500,000,000

2. Flat interest rates per year
◾ Motorcycle Loans: 13% - 40%
◾ Car Loans: 6% - 20%
◾ Electronics & Furniture Loans : 12% - 48%
◾ Multipurpose Fund Loans: 10% - 40%

3. Term
◾ Motorcycle Loans: 12 - 36 months
◾ Car Loans: 12 - 72 months
◾ Electronics & Furniture Loans: 6 - 24 months
◾ Multipurpose Fund Loans: 12 - 48 months

4. Administrative costs and provisions
◾ Motorcycle Loans: IDR 800,000 - IDR 875,000
◾ Car Loans: IDR 2,700,000 - IDR 4,200,000 and a provision of 0.00% - 2.25%
◾ Credit Electronics & Furniture: IDR 175,000
◾ Multipurpose Fund Loans: IDR 750,000 - IDR 3,325,000 and a provision of 0.00% - 0.25%

5. Example of calculation
◾ Motorcycle loans with a unit price of IDR 30,000,000, 10% initial payment and tenor 12 months, the monthly installments are IDR 3,129,000, so the total paid in 1 year is IDR 37,548,000 including unit and personal accident insurance throughout the tenor
◾ Car loans with a unit price of IDR 250,000,000, initial payment of 20% and a tenor of 36 months, then monthly installments of IDR 8,296,000, so that the total paid in 3 years is IDR 298,656,000 including unit, personal accident and life insurance throughout the tenor
◾ Credit A cellphone with a unit price of Rp. 5,000,000, initial payment of 10% and a tenor of 6 months, then monthly installments of Rp. 1,145,000, so the total paid in 6 months is Rp. 6,867,000

Contract Management
So that you don't pay late and get fined, my sister will remind you before the due date. Pay directly through the application, more convenient and secure, or pay through other payment channels and stay comfortable with payment notifications directly in the application.

adirappoins
Pay installments on time at all payment channels, get adirapopoints which can be used to pay installments or exchange for various Adira Finance partner vouchers, such as phone credit, electricity, shopping, food, and electronic money. Play fun games and do various activities in the app to get additional bonus adirappoints.

Service
Need help from Customer Service? Adiraku provides a Help menu to answer all your questions through FAQ information, send it via Ask Us or livechat 24/7 with the official Adira Finance Whatsapp account.

So what are you waiting for, let's download Adiraku right away and enjoy unlimited services from Adira Finance.

Adira Finance is registered and supervised by the Financial Services Authority.